Title Services
OUR SERVICES
Title Search and Pre-Closing Services
From the moment the contract is signed, our team diligently prepares for closing. Our experienced staff performs a thorough title search, addressing any necessary curative actions to ensure the property has a clear title for transfer. By clear title, we ensure that your property ownership is free from any liens, disputes or other legal issues that could challenge or jeopardize it. Our extensive title search involves examining public records, including deeds, court records, and property tax records, to uncover any potential issues. Throughout this process, we guide you step-by-step, so you know what to expect. By coordinating with all parties, we resolve any last-minute issues and keep the closing process smooth and punctual. Consistent communication with all involved ensures the transaction moves forward in a timely and efficient manner.
Escrow and Closing Services
During this critical phase, we collaborate closely with title insurance lenders and real estate agents to finalize the closing disclosure (CD), which details each party’s financial responsibilities. After the numbers are approved, closing is scheduled with one of our dedicated agents. Our escrow officers ensure that the transfer of funds and documents is secure and transparent. As a neutral third party, we hold all funds and documents until both buyer and seller have met all sale conditions, providing a trustworthy process. Our commitment to transparency and efficiency means every detail is carefully reviewed, and clear communication is maintained throughout, making your closing experience seamless and stress-free. We ensure that at closing, both buyer and seller sign all necessary final documents, including the deed, mortgage, and loan documents as well as ensure all financial obligations are met. Our service is expanded to include ensuring that we provide title insurance which is insurance policy that protects you, the homeowner from financial loss and legal expenses caused by undisclosed title defects or liens that existed before the policy was issued. Our escrow and closing process is complete when we deliver to you, the new homeowner, the keys to your new home.
Post-Closing Services
After the closing paperwork is signed and notarized, we initiate the post-closing process by checking all documents for proper signatures and notarization. These documents are then submitted for funding and recording. Once your loan is funded and your documents are officially recorded with the county, ownership of the home is complete, and we will formally issue your title insurance policy. Post-closing activities also include coordination with local authorities to finalize ownership transfer and provide you with copies of important records. Our ongoing support helps you handle any post-closing matters, ensuring a smooth transition into your new property.